Financial Clarity for Mid-Career Professionals

A "fee-only" firm only collects revenue from fees paid directly by clients. We do not receive commissions or incentives to push products from insurance or investment companies. This independence helps ensure better outcomes — our only incentive is acting in your best interest.

We subscribe to Modern Portfolio Theory, a Nobel Prize-winning framework that seeks to maximize returns based on a given level of risk. We accomplish this through diversification and strategic asset allocation, using investment vehicles that are low-cost and, where necessary, tax-efficient.

We're happy to meet in-person, via video conference, or by phone. We serve clients locally in Cincinnati and Northern Kentucky, and virtually nationwide. We're flexible and meet however is most comfortable and convenient for you.

No — we're not tax preparers. We offer proactive tax planning in coordination with your tax advisor. We provide an annual summary letter of our planning work for your preparer, and can speak directly with them if authorized. If you need a tax preparer, we can connect you with trusted professionals.

We follow a 5-step process: (1) Define what matters to you, (2) Identify your resources, (3) Develop a coordinated plan, (4) Launch with flexible, low-cost vehicles, and (5) Adapt as life changes. Your plan is never static — it evolves with you.